A bank swift code is an 8 or 11-character alphanumeric code used to identify banks worldwide. The code is formatted as “BIC” and “IBAN”. The BIC (Bank Identifier Code) consists of 8 characters, while the IBAN (International Bank Account Number) consists of 11 characters. Both codes are used to uniquely identify a bank and facilitate international money transfers.
|SWIFT Code / BIC||GIBAATWWMIS|
|Money Transfer||Transfer money using Wise internationally, that is 6X cheaper than Banks.|
|Receive Money||Get paid/money using Wise at real Exchange Rate.|
|Bank:||Erste Bank der oesterreichischen Sparkassen AG|
|Branch Name||Filiale Mistelbach|
GIBAATWWMIS SWIFT Code Breakdown
|Bank Country Code||AT|
|Location & Status||WW|
What is a Bank’s Swift Code
Swift codes or Bank Identifier Codes (BICs) are alphanumeric bank account identifiers used to identify banks internationally. Swift codes consist of 8 or 11 alphanumeric characters. The first 3-4 characters denote the type of bank (i.e., IBAN, BIC, SWIFT) and the last three characters identify the bank’s country code. Swift codes are most commonly used by banks for electronic fund transfers (EFT), electronic remittance orders (ERO), and direct debits (DDA).
- First 4 (four) characters – bank code (only letters)
- Second 2 characters – ISO 43896-1 Alpha-2 country code (only letters)
- Third 2 characters – location code, passive participant will have “1” in the second character (letters & digits)
- Last/fourth 3 characters – Branch code, optional – ‘XXX’ for primary office (letters and digits). For example: MIS.
Erste Bank der oesterreichischen Sparkassen AG Mistelbach/Zaya SWIFT/BIC Code
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