A bank swift code is an international standard for identifying banks and financial institutions across the world. The code consists of 8 or 11 characters, which are broken down into two sections: the country code and the bank identifier. For example, PCBCCNBJSMX is the swift code for CHINA CONSTRUCTION BANK CORPORATION China+. Each country has its own unique set of codes, so it’s important to use the correct one when transferring money internationally.
|SWIFT Code / BIC||PCBCCNBJSMX|
|Money Transfer||Transfer money using Wise internationally, that is 6X cheaper than Banks.|
|Receive Money||Get paid/money using Wise at real Exchange Rate.|
|Bank:||CHINA CONSTRUCTION BANK CORPORATION|
|Branch Name||(XIAMEN BRANCH)|
|Address:||NO 98, LUJIANG ROAD|
PCBCCNBJSMX SWIFT Code Breakdown
|Bank Country Code||CN|
|Location & Status||BJ|
What is A Bank Swift Code?
Swift codes or Bank Identifier Codes (BICs) are alphanumeric bank account identifiers used to identify banks internationally. Swift codes consist of 8 or 11 alphanumeric characters. The first 3-4 characters denote the type of bank (i.e., IBAN, BIC, SWIFT) and the last three characters identify the bank’s country code. Swift codes are most commonly used by banks for electronic fund transfers (EFT), electronic remittance orders (ERO), and direct debits (DDA).
- First 4 (four) characters – bank code (only letters)
- Second 2 characters – ISO 43896-1 Alpha-2 country code (only letters)
- Third 2 characters – location code, passive participant will have “1” in the second character (letters & digits)
- Last/fourth 3 characters – Branch code, optional – ‘XXX’ for primary office (letters and digits). For example: SMX.
CHINA CONSTRUCTION BANK CORPORATION XIAMEN SWIFT/BIC Code
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